Frequently Asked Questions

Our calculator uses the latest official UK tax rates and thresholds for SDLT (England & Northern Ireland), LBTT (Scotland), and LTT (Wales). We update rates annually when new budgets are announced. However, this calculator provides estimates only and you should always consult with a qualified professional for official advice on complex transactions.

Yes! You can download your stamp duty calculation as a PDF file, which includes a detailed breakdown of all tax bands, rates applied, and any reliefs or surcharges. This is perfect for sharing with your solicitor, mortgage advisor, or keeping for your records.

Yes, we monitor all UK Budget announcements and update our calculator immediately when new stamp duty rates or thresholds are announced. Our rates are current as of the 2024/25 tax year. Major updates typically occur during the Chancellor's Budget speeches in March and October.

Our calculator is designed primarily for residential property purchases. For commercial property transactions, non-residential rates apply which can be significantly different. We recommend consulting with a commercial property solicitor or tax advisor for business purchases.

SDLT (Stamp Duty Land Tax) applies in England and Northern Ireland. LBTT (Land and Buildings Transaction Tax) applies in Scotland. LTT (Land Transaction Tax) applies in Wales. Each has different rates and thresholds, which our calculator automatically applies based on your selected region.

Yes! The calculator automatically applies first-time buyer relief where applicable. In England and Northern Ireland, this means no stamp duty on properties up to £425,000 (and reduced rates up to £625,000). Scotland and Wales have their own first-time buyer schemes with different thresholds.

If you're buying an additional property (like a second home or buy-to-let), you typically pay an extra 3% stamp duty on top of standard rates in England and Northern Ireland. Scotland charges 6% LBTT surcharge, while Wales applies 4% LTT surcharge. Our calculator includes these automatically when you select 'Additional Property'.

Yes! Your calculations are automatically saved in your browser's local storage. You can come back later and your previous calculations will still be there. For permanent records, we recommend downloading the PDF export.

Absolutely. All calculations are performed locally in your browser - we don't send your property price or personal information to any servers. We don't collect or store any of your calculation data, ensuring complete privacy for your property transactions.

Our calculator covers standard residential purchases, but stamp duty can vary for complex transactions involving trusts, corporate purchases, shared ownership schemes, or properties with mixed residential/commercial use. For unusual circumstances, we recommend consulting with a property tax specialist.